Why do some nurses never seem to get out of debt? It's not because they spend too much. It's just that they don't have a plan.

To help with your financial goals, the National Association of Nurses (NAN) has partnered with Bank of America to bring you the NAN Debt-Free Plan^® account. Now you may be able to eliminate many of your high-rate debts** and be on your way to becoming completely debt-free.

No matter how much you owe -- $5,000, $10,000, even as much as $25,000 -- the NAN Debt-Free Plan account could be the simple, practical way to help make that debt you owe disappear as soon as possible.

The NAN Debt-Free Plan account is easy!

• Apply for up to $25,000 - You can even decide to take a little extra to keep on hand for unexpected expenses.
• The NAN Debt-Free Plan account is a reaccessible line of credit^‡ - If you need more money for almost any reason at all -- you can request to reaccess your available credit line. For your convenience, for each additional advance, we will restart your monthly repayment term and recalculate your monthly payment amount.
• No Collateral Needed - The best part about the NAN Debt-Free Plan account is that there's no collateral needed. It's based on your credit record and your application.
• No Application Fees - It doesn't cost you anything to apply.
• No Annual Fee.

It's not the competitive rates, or how easy it is to apply, or even the growing cash availability that you're building. The most important benefit of the NAN Debt-Free Plan account is knowing that you have a plan. That month after month, you're getting closer and closer to eliminating your debts and, closer to reaching your goal of becoming completely debt-free.

So, if you're ready to simplify your finances and make one convenient monthly payment, consider the NAN Debt-Free Plan account. Just apply today and you could be on your way toward a debt-free future.

Applying has never been so easy.

Bank of America, along with it's team of experienced account specialists, will personally assist you with applying for a Debt-Free Plan account. Just call Bank of America toll-free at 1-888-247-4091, Monday through Friday from 8 a.m. to midnight ET; Saturday, 8 a.m. to 5 p.m. ET; or Sunday, 9 a.m. to 5 p.m. ET (mention code FAAWMP QX 413 S5). Or apply Online now!

*	Upon approval, FIA Card Services, N.A. (also referred to as "we") will establish your credit line based on creditworthiness. Your actual credit line could be lower than $25,000.
**	We may prohibit use of this account to pay off or pay down any account issued by FIA Card Services, N.A.
‡	You may request additional advances on this account. For each additional advance, we will restart your monthly repayment term and recalculate your monthly payment amount. Borrowing the full amount of your available credit may result in an overlimit fee because fees and finance charges may cause your balance to exceed your credit limit.
This account is issued and administered by FIA Card Services, N.A.
Debt-Free Plan is a registered trademark of FIA Card Services, N.A.
©2008 Bank of America Corporation.